Top Reasons to Own Your Home [INFOGRAPHIC]

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Why Pre-Approval Is an Important Step for Today’s Homebuyers

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Being intentional and competitive are musts when  buying a home  this season. That’s why pre-approval is so important today. Pre-approval from a lender is the only way to know your true price range and how much money you can borrow for your loan. Peter Warden, Editor of  The Mortgage Reports ,  explains : “The lender will check out your personal finances and issue you a letter confirming the amount you’re eligible to borrow. This not only gives you a firm budget for house hunting,  but also lets sellers know you’re qualified to make an offer .” Why does that matter so much today? There are many more buyers looking for homes today than there are homes available for sale, and that’s creating some serious  competition . According to the  National Association of Realtors  (NAR), the average home is getting  4.8 offers  per sale. As a result,  bidding wars  are still common. Your pre-approval gives you a leg up in these situations. ...
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24% Of Renters Believe Winter Is The Best Time To Buy A Home

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In real estate, the spring is often seen as the ideal time to buy or sell a house. The term  “Spring Buyer’s Season”  exists for a reason, as renters and those looking to move on from their current home thaw out from the winter and hit the market ready to buy. According to  Bank of America’s  annual   Home Buyer Insights Report , 41% of renters surveyed agree that spring is the best time to buy a home. The surprising result, however, is that when ranking the seasons, winter comes in second at 24%. In many areas of the country, the spring and summer are the most competitive seasons for buyers. Families with children often want to move over the summer to make sure that their kids are ready for school in the fall. This often leads those families who haven’t found homes to buy to push pause on their search in the fall and winter months. This creates a great environment for buyers to find a home with less competition. According to  moving.com , schedu...
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